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Interest Free Credit Finance Option for Digital Cameras, Camera Lenses and Camera Equipment. No Deposit Camera Finance

Your lifestyle made easy With interest free finance*

Finance your purchase with the Once Agile Visa card and pay no interest over the promotional term. Plus get the added flexibility of 0% p.a. interest for 6 months on any future card purchases of $250 or more* - anywhere, anytime!

Cameras Direct offer you the finance option of Interest Free Credit terms to assist you in buying your Digital Camera, Camera Lens, Studio Lighting and all Camera equipment on No Deposit terms.

Enjoy the benefits of:

  • * 0% p.a. interest for 6 months on any card purchases of $250 or more
  • * 0% p.a. interest for 55 days on any card purchases under $250
  • * The power to borrow up to $30,000
  • * Easy online application with an instant response
  • * Access to longer interest free terms at various Once lifestyle retailers
  • * 24/7 online access to your account

Apply NOW at or contact us on 1300 727 056

To receive 6 months interest-free* finance on your next Cameras Direct purchase, simply apply for interest-free finance via the online checkout after you have added your order to the cart and your application will be processed in real time. Minimum purchase $250 is required.

Here’s everything you need to know about Once Credit. Click on the Once Card below

once logo

What are interest free camera finance purchases and how do they work?

A Once line of credit allows you to borrow an amount of money for a purchase without accruing interest. No interest is payable on the amount of the purchase during the interest-free period and if the balance is paid off in full before the interest free period ends, you won't pay any interest on the purchase at all.

You can also re-use your account for other interest-free purchases in store or online at participating Once Credit merchants.

How much can I borrow?

Finance is usually available for amounts up to $6,000 for online purchases (subject to lending criteria).

Are there any fees and charges?

Yes. There is an annual fee of $99 for online purchases charged on the account open date and annually on the anniversary of the account open date

What happens once my account is established?

When your account has been approved, you will receive a welcome pack and, if eligible, you will be issued a complimentary Once Visa Debit card.

The Once Visa card provides access to your funds so you can shop online, overseas or over the phone.

You can also withdraw cash from your account at any ATM or via EFTPOS. No ATM withdrawal fee will apply if you use the rediATM network.

What is the Annual Percentage Rate?

The applicable Annual Percentage Rate (APR) will be specified in the Credit Offer. This is the rate that will be charged for Visa transactions and purchases using the Once Visa card, as well as cash advances and withdrawals. After the interest free period expires, interest will be payable on any outstanding balance at the APR.

Can I apply?

You can apply if you are:

  • 18 years of age or over at the time of application
  • Currently employed and earning at least $30,000 gross p.a.
  • A permanent Australian resident
  • Not a discharged or current bankrupt
  • No current Credit Defaults or outstanding Writs or Summons

When is my first payment due?

The first payment is due one month after the account is established. The account is usually established within one business day of your purchase.

When does my interest free period start?

The interest free period starts from the date the account is established.

How often will I get my statements?

A statement will be issued to you on a monthly basis approximately two weeks prior to the payment due date. You may receive your statement by email if you prefer.

How can I make a repayment?

You can complete a direct debit form and select monthly, fortnightly or weekly payments free of charge. Alternatively you can pay via direct debit, cheque, BPAY or POSTbillpay (phone, online or at any Australia Post). Payments made by methods other than direct debit will incur a fee of $2.50.

What is the minimum repayment required?

Contractually, the minimum monthly repayment required is 3% of the outstanding balance of the account or $30, whichever is greater. Making the minimum monthly repayment will not pay off the purchase within the interest-free period.

You may also make extra payments at your discretion. There are no penalties for early termination or additional repayments.

How can I obtain a Credit Limit increase?

Call Once on 1300 03 ONCE (6623), Monday to Sunday from 9:00 am to 7:00 pm (Sydney time) to request a limit review.

Can I view or access my account online?

Yes. You can manage your Once Line of Credit 24/7 by logging into Once Online Access using your Customer Number that we provided and the Password that you selected during the application process.  You can view transaction details, account balances, your available credit, and make BPAY or EFT payments.

Visit to find out more about Once Credit.
Also check out the Once Credit Frequently Asked Questions page here

*Approved applicants only on a Once Agile Visa card. Terms, conditions, fees and charges apply including a $99 Annual Fee charged on the account open date and annually on the anniversary of the account open date. Up to 55 days interest free is available on all card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days interest free on purchases’. 6 months interest free is available on all card purchases of $250 or more made in one transaction. Interest, currently 19.95% p.a., is payable on balance outstanding after any interest free period. Finance provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence number 386194.