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Interest Free Credit Finance Option for Digital Cameras, Camera Lenses and Camera Equipment, DJI Phantom Mavic Drones, GoPro. No Deposit Finance

Your lifestyle made easy With interest free finance*

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Finance your purchase with the Skye Mastercard and pay no interest over the promotional term. Plus get the added flexibility of 0% p.a. interest for 6 months on any future card purchases of $250 or more* - anywhere, anytime!

Cameras Direct offer you the finance option of Interest Free Credit terms to assist you in buying your Digital Camera, Camera Lens, Drone, OSMO, Studio Lighting and all Camera equipment on No Deposit terms.

Enjoy the benefits of:

  • * 0% p.a. interest for 6 months on any card purchases of $250 or more
  • * 0% p.a. interest for 90 days on any card purchases under $250
  • * The power to borrow up to $50,000
  • * Easy online application with an instant response
  • * Access to longer interest free terms at various Skye lifestyle retailers
  • * 24/7 online access to your account

Apply NOW at Skye Finance or contact Skye on 1300 115 533

To receive 6 months interest-free* finance on your next Cameras Direct purchase, simply apply for interest-free finance via the online checkout after you have added your order to the cart and your application will be processed in real time. Minimum purchase $250 is required.

Here’s everything you need to know about Skye Finance. Click on the Skye Card below

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What are interest free camera & drone finance purchases and how do they work?

A Skye line of credit allows you to borrow an amount of money for a purchase without accruing interest. No interest is payable on the amount of the purchase during the interest-free period and if the balance is paid off in full before the interest free period ends, you won't pay any interest on the purchase at all.

You can also re-use your account for other interest-free purchases in store or online at participating Skye Credit merchants.

How much can I borrow?

Finance is usually available for amounts up to $6,000 for online purchases (subject to lending criteria).

Are there any fees and charges?

Yes. There is an annual fee of $99 for online purchases charged on the account open date and annually on the anniversary of the account open date

What happens Skye my account is established?

When your account has been approved, you will receive a welcome pack and, if eligible, you will be issued a complimentary Skye Mastercard.

The Skye Mastercard provides access to your funds so you can shop online, overseas or over the phone.

You can also withdraw cash from your account at any ATM or via EFTPOS. No ATM withdrawal fee will apply if you use the rediATM network.

What is the Annual Percentage Rate?

The applicable Annual Percentage Rate (APR) will be specified in the Credit Offer. This is the rate that will be charged for Visa transactions and purchases using the Skye Mastercard, as well as cash advances and withdrawals. After the interest free period expires, interest will be payable on any outstanding balance at the APR.

Can I apply?

You can apply if you are:

  • 18 years of age or over at the time of application
  • Currently employed and earning at least $30,000 gross p.a.
  • A permanent Australian resident
  • Not a discharged or current bankrupt
  • No current Credit Defaults or outstanding Writs or Summons

When is my first payment due?

The first payment is due one month after the account is established. The account is usually established within one business day of your purchase.

When does my interest free period start?

The interest free period starts from the date the account is established.

How often will I get my statements?

A statement will be issued to you on a monthly basis approximately two weeks prior to the payment due date. You may receive your statement by email if you prefer.

How can I make a repayment?

You can complete a direct debit form and select monthly, fortnightly or weekly payments free of charge. Alternatively you can pay via direct debit, cheque, BPAY or POSTbillpay (phone, online or at any Australia Post). Payments made by methods other than direct debit will incur a fee of $2.50.

What is the minimum repayment required?

Contractually, the minimum monthly repayment required is 3% of the outstanding balance of the account or $30, whichever is greater. Making the minimum monthly repayment will not pay off the purchase within the interest-free period.

You may also make extra payments at your discretion. There are no penalties for early termination or additional repayments.

How can I obtain a Credit Limit increase?

Call Skye on 1300 115 533, Monday to Sunday from 9:00 am to 7:00 pm (Sydney time) to request a limit review.

Can I view or access my account online?

Yes. You can manage your Skye Line of Credit 24/7 by logging into Skye Online Access using your Customer Number that we provided and the Password that you selected during the application process.  You can view transaction details, account balances, your available credit, and make BPAY or EFT payments.

Visit  Skye Finance to find out more about Skye Finance.
Also check out the Skye Finance / Once Credit Frequently Asked Questions page here

*Approved applicants only. Fees, terms, conditions & minimum finance amount ($400) apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. #Total amount payable by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly repayment. If you fail to pay a fixed monthly repayment, interest (calculated at the standard Card Purchase Rate) payable on that amount. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term. See skyecard.com.au for current interest rates. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Skye is a trademark of FlexiCards Australia Pty Ltd, a subsidiary of FlexiGroup Limited. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


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